The overlapping of narrowband communication systems with the UWB spectrum makes radio signals interfere. Therefore, the proposed antenna is designed with triple-band rejection capability. The antenna consists of four feedlines and a common ground surface which acts as the main radiator. The four elements of the antenna are kept orthogonally to exploit polarisation diversity, resulting in high isolation. The presented antenna is having size=44×44 mm2 and printed on FR4 substrate. A spiral slot was introduced in the ground surface which behaves similarly as a band-stop filter (BSF) and rejects the X-band for Uplink Satellite Communication. For rejecting WiMAX and WLAN band, the modified trident shape of the microstrip line is used. Also, Defected Ground Structure (DGS) is used for the isolation (>23 dB) enhancement. The proposed antenna is used for small handheld communication devices. A planar Ultra-Wideband (UWB) wearable Multiple Input Multiple Output (MIMO) antenna is designed for on-arm wearable Wireless Body Area Network (WBAN) applications. This antenna is designed on a 100% cotton cloth substrate. The two-port MIMO antenna has a dual spinning wheel shape like radiators with the partial ground and microstrip feedings. The two partial grounds are connected to a rectangular strip to have common ground. The complete surface area of the antenna is 40 × 70 mm2. In comparison with recently published papers in the same research area, the bending and SAR analysis are also done to estimate the performance of this wearable antenna, which is the novelty of this research work. For entire UWB bandwidth, S–parameters, gain, efficiency, and diversity parameters (Channel Capacity Loss (CCL) and Envelope Correlation Coefficient (ECC)) and far-field simulations are done for all cases such as flat, bend, on body antenna, which demonstrates the appropriateness of the presented antenna to be operated to the human arm.